Featured Blog
Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial planning and investment management services. That fee does not change
Medicare IRMAA FAQs – Tax Deductions, Duration, and How to Pay
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TIAA Traditional Annuity – Options for Retirement and Withdrawals
The TIAA traditional annuity is one of the investment options within your qualified retirement account at TIAA. For many employees it was your default investment option, so you may have
Net Investment Income Tax (NIIT) – When it Will Apply, How to Avoid
The Net Investment Income Tax is an added tax that is charged on dividends, interest, and capital gains from your investments. It can also apply to many other forms of
HSA for Retirement – Withdrawals After Age 65
Health Savings Accounts (HSA) are one of the best types of accounts for retirement. They have more potential tax advantages and flexibility than any other retirement account. For those who
Managing Your Retirement Plan and Withdrawals During a Stock Market Decline
History has shown that stock market declines are a normal part of investing. But how do we know when a stock market decline is more mild and of little concern
I Bonds for Retirement – Are IBonds a Good Investment?
I bonds have recently been a healthy alternative as a part of the diversification of your retirement portfolio. As the stock market has been very volatile, investors are starting to
What Can I Do With My RMD If It Is Not Needed?
If you don’t need your RMD (required minimum distribution) to cover ongoing living expenses, you are required to still take it. Here are 3 options that can help you reduce
New Mutual Fund Window in the Thrift Savings Plan
What is the TSP Mutual Fund Window? Think of the mutual fund window as a separate investment “sub-account” inside your TSP. You move (transfer) money from your TSP core funds
Hybrid Long Term Care Life Insurance – Pros and Cons
Long term care insurance is important because the costs of long term care can be a burden on just about every retiree. Because of the high costs, many people turn
Life Insurance – Employer Benefit vs Private Policy
Should you buy additional life insurance from your employer, or through a private policy from an insurance company? Anyone is able to buy life insurance directly from an insurance company.