Featured Blog

Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial planning and investment management services. That fee does not change

Medicare IRMAA FAQs – Tax Deductions, Duration, and How to Pay
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Basic Reasons for Financial Independence
Imagine you hit the ripe old age of 40, quit your job, and begin the next chapter in life. Plus, you never have to earn a paycheck again—no commute, no

How and When to Use a Roth IRA for College
Roth IRAs are known as excellent retirement savings accounts, but did you know they can also serve as a college savings option for your kids? Although a typical 529 plan

Ways to Borrow Less for College
It’s okay, you can borrow money to attend college. Yes, you still need to figure out if a traditional four-year college education is what you want and need after high

5 Common Misconceptions About Paying for College
Planning for the cost of college is a big task and it can take you hours of research and conversations with colleges to do it right. Over and over, parents

Avoid Going Broke in Retirement
Nobody plans to run out of money during retirement. Over the decades of our working lives, we tend to either actively plan (and save) for retirement, or hope that we’ll

What Are the Strengths of Iowa Colleges?
Most kids seeking a college will tend to stay fairly close to home. Yet even in Iowa that means families may have to choose between 5-10 good options for their

Money Questions to Ask on Your College Visits
The season of on-campus visits is upon us, so let’s get ready to ask those admissions counselors (and financial aid office staff) some thoughtful questions! You have a choice about

No Fights: Marriage and Money Survival Skills
One of my favorite aspects of working with a new financial planning client is seeing how the person handles their money, and that goes doubly so for a married (or

Best Online Tools (Generally Free) for Retirement Planning
I am a financial planner by personality and by trade, and though I don’t make a living by reviewing the online tools available to help with retirement planning, I’m always