Understanding the type of income that counts towards the IRMAA calculation is important, because avoiding IRMAA can save you hundreds of dollars per month on each spouse’s monthly Medicare... Read More
IRMAA, or Medicare's Income-Related Monthly Adjustment Amount is an extra fee that is added to your monthly Medicare premium. What is the calculation for IRMAA surcharge and how can... Read More
Long term care insurance is important because the costs of long term care can be a burden on just about every retiree. Because of the high costs, many people... Read More
Should you buy additional life insurance from your employer, or through a private policy from an insurance company? Anyone is able to buy life insurance directly from an insurance... Read More
Between October 15th through December 7th , you are able to change your Medicare Part D plan. While your Medicare supplemental plans will likely remain unchanged for most of... Read More
Successfully appealing Medicare’s IRMAA surcharge can save a retired couple thousands of dollars in annual Medicare costs. However, there are strict requirements for when you can and cannot appeal... Read More
Long term care insurance is not cheap. but, it can be very important. Here's how to know if you need it, and what to look for in a policy. Read More
Life insurance is a vital part of any financial plan. But, that plan can change over time. An insurance policy that was right for you at one time may... Read More
Every fall you are able to change your Medicare Part D drug plan. Here's how to see if you can save money this year on your prescriptions Read More
If you have an annuity and are about to retire, you have an important decision to make. Do you need an annuity? Or is it better to cash it... Read More
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