Featured Blog
Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial planning and investment management services. That fee does not change
Medicare IRMAA FAQs – Tax Deductions, Duration, and How to Pay
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Iowa Grandparent 529 Opportunity – Last Chace to Save on Taxes
An Iowa 529 is one of the most popular and tax-efficient ways that grandparents can set money aside for future college expenses for their grandchildren. 529s will continue to offer
Iowa 529 Investment Options – Best Way to Compound Your College Savings
Choosing the right investment option in your Iowa 529 is one of the most important factors for the long term growth of your savings. Saving in an Iowa 529 college
4 Ways to Reduce High State Income Taxes
Although often overshadowed by the higher federal tax rates, state income taxes can take a large bite out of earnings. Thankfully, there are a few options to reduce your state tax bill. For those in highly taxed states, simple changes like saving using treasury bills instead of bank CDs for your cash savings could knock off hundreds of dollars per year in your state tax bill. What else can you do? Here is a quick list:
IPERS Retirement Options – What Are the Best IPERS Payout Options for You?
The IPERS pension system is a great option for many Iowa retirees. But there are some really important things to know about the payout options available for IPERS retirees before
2026 Update: Student Loans, ACA Premium Credits, and Medicare Part D Changes (Inflation Reduction Act)
The headlines can move quickly, which can make it difficult to separate proposed changes from the rules that are actually in effect today.
Defined Maturity Funds – Best Bond Investment to Reduce Interest Rate Risk
The best bond investment to reduce interest rates risk is defined maturity bond funds. The rise of interest rates has led to one of the more volatile times in recent
TIAA Traditional Annuity – Options for Retirement and Withdrawals
The TIAA traditional annuity is one of the investment options within your qualified retirement account at TIAA. For many employees it was your default investment option, so you may have
Net Investment Income Tax (NIIT) – When it Will Apply, How to Avoid
The Net Investment Income Tax is an added tax that is charged on dividends, interest, and capital gains from your investments. It can also apply to many other forms of
HSA for Retirement – Withdrawals After Age 65
Health Savings Accounts (HSA) are one of the best types of accounts for retirement. They have more potential tax advantages and flexibility than any other retirement account. For those who