Get on Top of Your Credit Score!

1. Don’t ever miss a payment

The easiest way to do this is to setup automatic payments or payment reminders through your bank or credit card.

2. Pay down ‘revolving’ debt

Do this first! (These are aka credit cards) This has the biggest impact on your credit score of all debt repayment.

3. Should you close your unused credit card?

Don’t close unused credit cards as a short term strategy, it may actually lower your score (But in the long run, if you don’t use them, close them out!)

4. Check your credit report

It’s free and important! Go to http://www.annualcreditreport.com/ and request a copy from all three credit bureaus.

Quinn Arnold
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Quinn worked for nineteen years in HR consulting and corporate finance before realizing he wanted a more direct way to help people improve their lives. When he's not working with clients, you’ll probably find him tag-teaming the work of raising two boys with his wife, Brie. If there’s time left over, he'll be catching up on the Netflix queue or reading his way through an ever-growing stack of books. As a flat fee advisor for Arnold and Mote Wealth Management, Quinn is a CFP® Professional and member of NAPFA and XY Planning Network.

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