Featured Blog
Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial planning and investment management services. That fee does not change
Medicare IRMAA FAQs – Tax Deductions, Duration, and How to Pay
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Inherited Annuities – Taxes, Rules, and Opportunities After Inheritance
Inheriting an annuity can be a great windfall, but can also raise unexpected tax liabilities and administrative burdens to deal with. In this post we cover a few basics to
Why Investing in Low Cost Index Funds is Better Than Active Mutual Funds
In this blog post, we will delve into the benefits of investing in low-cost, passively managed index funds. We will explore the academic research on the topic, the underlying principles
Donor Advised Funds – Using DAF for charitable giving and tax deductions
Donor Advised Funds are a simple, tax advantaged way to give to charity and get a tax deduction for giving money to charity. Here are a few important features and
Cybersecurity for Investment Accounts – How to Protect Your Online Banking Accounts
The FBI estimates that more than $10 billion dollars were lost in 2022 due to cyber related crimes. It has never been more important to keep yourself safe online, but
529 to Roth IRA Rollover – What You Must Know to Transfer from a 529 to Roth
One big change from Secure Act 2.0 was the allowance of unused funds to be rolled from a 529 account to a Roth IRA beginning in 2024. There’s a lot
What is a 457 Plan? Features and Tax Benefits of a Deferred Compensation Account
A 457 retirement plan may be available to you if you work for a state or local government, or a non profit organization. You may have been notified if an
Should I Sell My I Bonds? What to consider before redeeming series I savings bonds
I Bonds exploded in popularity in 2022. Now, as inflation comes down, many are wondering if they should sell their I bonds. How long should you continue to hold onto
Qualified Charitable Distributions – What Are QCDs and How Do They Work?
Qualified charitable distributions, or QCDs, are almost always the most tax efficient ways to give to charity. However, they are only available for those of a specific age, and with
How are Annuities Taxed?
Understanding how annuities are taxed, and specifically how they fit into a tax-efficient retirement withdrawal plan, is a common pain point with many people we talk to. The tax rules