Featured Blog
Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial planning and investment management services. That fee does not change
Medicare IRMAA FAQs – Tax Deductions, Duration, and How to Pay
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Are Tax Free Municipal Bonds A Good Investment?
Investing in municipal bonds is a topic we get asked about frequently. It is a topic that seems straightforward, but actually has some complicated features and calculations that we find
Strategies and Rules on Gifting Money to Family
Gifting money is a great way to help out a family member in need, or just a way to share your wealth with loved ones. However, there are ways to
5 Ways to Handle Longevity Risk in Retirement
As you think about your retirement, you may be naturally concerned about retirement risks, like outliving your savings, which we call longevity risk. We use five main strategies for ensuring
Brokered CDs vs Bank CDs – Pros and Cons of Certificate of Deposits Types
Certificates of Deposit (CDs) have long been a popular choice for savers seeking a secure investment for their cash, but with a higher interest rate than a checking or savings
$2 Million Retirement – Unique Issues You’ll Face in Retirement
If you are in position to retire with $2 million or more, you have done an excellent job saving for retirement. And now, once you retire you will deal with
Medigap vs Medicare Advantage – Comparing Supplemental Insurance Options
Choosing between Medicare Advantage and Medigap insurance is a big decision that every retiree has to make. If you are near age 65, you have likely been bombarded with mailers
Inherited Annuities – Taxes, Rules, and Opportunities After Inheritance
Inheriting an annuity can be a great windfall, but can also raise unexpected tax liabilities and administrative burdens to deal with. In this post we cover a few basics to
Why Investing in Low Cost Index Funds is Better Than Active Mutual Funds
In this blog post, we will delve into the benefits of investing in low-cost, passively managed index funds. We will explore the academic research on the topic, the underlying principles
Donor Advised Funds – Using DAF for charitable giving and tax deductions
Donor Advised Funds are a simple, tax advantaged way to give to charity and get a tax deduction for giving money to charity. Here are a few important features and