Featured Blog
Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial planning and investment management services. That fee does not change
Medicare IRMAA FAQs – Tax Deductions, Duration, and How to Pay
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The Best Way to Pay for College Using 529s, Tax Credits and Deductions
College planning is much more than just saving in a 529 account. If you have a child nearing college age, saving in a 529 over the last decade or more
Using a Net Unrealized Appreciation (NUA) Strategy for 401k Tax Savings
NUAs, or net unrealized appreciation, is a special tax strategy available for those with company stock in a 401(k) plan.
Gold and Silver as Investments – Is it Worth Investing In?
Gold and silver are among the most storied investments throughout history. Perhaps no other investment brings as strong of opinions and emotions that investing in gold and silver. And especially
How To Save In Your 30s And 40s To Reduce Retirement Taxes
Utilizing three different account types when saving throughout your working career can reap tremendous tax benefits in retirement.
How to Shop for Long Term Care Insurance
Long term care insurance is not cheap. but, it can be very important. Here’s how to know if you need it, and what to look for in a policy.
Should You Take Out a Mortgage in Retirement?
Retirement can mean big changes, and one of these changes may be where you choose to live. How you choose to pay for a home purchase can make a great difference overall.
When to Cash Out a Whole or Universal Life Insurance Policy
Life insurance is a vital part of any financial plan. But, that plan can change over time. An insurance policy that was right for you at one time may not be right for you today. How should you decide when to surrender or cash out a life insurance policy?
3 Scenarios When Roth Conversions Make Sense
Here’s a few scenarios that retirees find themselves in where we see the biggest benefits for Roth conversions:
Portfolio Rebalancing Strategies- How We Keep Your Investment Plan on Track
What does it mean to rebalance your investment portfolio, and why is it important? Here’s a look at how we manage client investment portfolios.