Featured Blog
Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial planning and investment management services. That fee does not change
Medicare IRMAA FAQs – Tax Deductions, Duration, and How to Pay
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Secure Act 2.0 – New RMD Ages, 529 to Roth Transfers, Roth Requirements
A new bill has resulted in many changes to retirement planning. RMD ages are changing, 529 accounts may not be rolled into Roth IRAs, you may be required to save
Turn IPERS Into a Comfortable Retirement
If you’re an Iowa employee, you have an excellent pension system available to you. Here’s how it works and how to plan for retirement with it.
What Happens to a 529 if my Child Gets a College Scholarship or Grant?
Utilizing a 529 plan can be greatly beneficial toward anticipating the expenses ahead; however, it is difficult to predict what may be received in grants and scholarships in the future.
How to Review Life (Term, Whole, Universal) and Long Term Care Insurance Policies
Life insurance is an important part of any financial plan. But, just because a specific insurance policy was right for you in the past does not mean it still belongs
IRA to HSA Rollover – Opportunity if You Have a Qualified Health Savings Account
Just once in your lifetime you are allowed to roll money from your IRA to your HSA, or health savings account. This IRA to HSA rollover is called a “qualified
Iowa 529 Vanguard vs Voya – Best Option for College Savings
An Iowa 529 college savings account is usually the best way to save for future education expenses for you, a child, or a grandchild. Iowa offers 2 different 529 plans,
Spousal Social Security Benefits – Strategies to Maximize Your Benefits
Although many of the complicated strategies around Social Security regarding spousal benefits have been eliminated, there are still options to consider regarding when to begin your, or your spousal, benefits
TIPS vs I-bonds – What Has the Best Inflation Protection?
As investors seek inflation protected investments for their savings, they are usually led to one of two options – Treasury inflation protected securities, also known as TIPS, or I Bonds.
Iowa Grandparent 529 Opportunity – Last Chace to Save on Taxes
An Iowa 529 is one of the most popular and tax-efficient ways that grandparents can set money aside for future college expenses for their grandchildren. 529s will continue to offer