Featured Blog
Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial planning and investment management services. That fee does not change
Medicare IRMAA FAQs – Tax Deductions, Duration, and How to Pay
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Understanding Iowa’s Retirement Tax Laws: What Cedar Rapids Retirees Should Know
Iowa’s tax landscape has undergone significant changes, creating a more favorable environment for Iowa residents, particularly those entering or already enjoying retirement. Navigating Iowa’s New Tax Landscape With recent tax
Flat-Fee vs. AUM: What Cedar Rapids Investors Should Understand Navigating Financial Advice in Cedar Rapids
For investors in Cedar Rapids, building long-term wealth is more than just picking up the right stocks or mutual funds; it’s about making smart financial planning decisions that protect and
Do Flat-Fee Advisors Save You More in the Long Run?
Introduction: Why Your Advisor’s Fee Structure Matters for Your Future Understanding how your financial advisor is paid is one of the most important factors as you search for the best
How to Lower AGI – Benefits of Tax Planning Strategies
One of the key items on your tax return is a set of figures called Adjusted Gross Income, often called AGI, or Modified AGI, often called MAGI. These numbers determine
Should You Convert Your Entire IRA to a Roth?
Does it make sense to fully convert your traditional IRA to a Roth? The root of this question is about future taxes you expect to pay.
Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial
How to Evaluate a Voluntary Separation, Severance Package, or Early Retirement Offer
You have spent decades planning for retirement. Just when you think you have everything figured out and a concrete retirement plan in place – You get thrown a curveball.
You were planning on retiring in a few years, but now your company is offering you an early retirement package. Sure, it comes with some extra pay – But what else should you consider? How do you begin to evaluate an early retirement offer? Should you accept the offer?
Calculating the MAGI to be Eligible for Roth IRA Contributions
Calculating the MAGI to be eligible for Roth contributions is one of the most common misunderstandings we see when tax planning with our clients. One confusing part of our tax
Social Security Fairness Act – Windfall Elimination Provision (WEP), GPO Repeal Update
If you or your spouse have social security benefits that have in the past been affected by the WEP (Windfall Elimination Provision) or GPO (Government Pension Offset) programs, there’s big