Featured Blog
Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial planning and investment management services. That fee does not change
Medicare IRMAA FAQs – Tax Deductions, Duration, and How to Pay
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How to Lower AGI – Benefits of Tax Planning Strategies
One of the key items on your tax return is a set of figures called Adjusted Gross Income, often called AGI, or Modified AGI, often called MAGI. These numbers determine
Should You Convert Your Entire IRA to a Roth?
Does it make sense to fully convert your traditional IRA to a Roth? The root of this question is about future taxes you expect to pay.
Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial
How to Evaluate a Voluntary Separation, Severance Package, or Early Retirement Offer
You have spent decades planning for retirement. Just when you think you have everything figured out and a concrete retirement plan in place – You get thrown a curveball.
You were planning on retiring in a few years, but now your company is offering you an early retirement package. Sure, it comes with some extra pay – But what else should you consider? How do you begin to evaluate an early retirement offer? Should you accept the offer?
Calculating the MAGI to be Eligible for Roth IRA Contributions
Calculating the MAGI to be eligible for Roth contributions is one of the most common misunderstandings we see when tax planning with our clients. One confusing part of our tax
Social Security Fairness Act – Windfall Elimination Provision (WEP), GPO Repeal Update
If you or your spouse have social security benefits that have in the past been affected by the WEP (Windfall Elimination Provision) or GPO (Government Pension Offset) programs, there’s big
2025 New 401(k) Super-Catch Up Contributions
One of the most significant changes to 2025 is a new, extra catch-up contribution amount available for those between ages 60 and 63 in their 401(k), 403(b), or other employer
Understanding Required Minimum Distributions (RMDs) for Inherited IRAs
Rules for required distributions from inherited IRAs have changed significantly in recent years. For several years, there was uncertainty regarding how recent tax laws, such as the SECURE Act, applied
Iowa Inheritance Tax – How Much is the Inheritance Tax in Iowa?
When a loved one passes away and leaves behind property, you may be required to pay Iowa inheritance taxes. How much, or whether you pay any inheritance taxes at all,