Finding the right financial advisor is about more than just investment performance. Understanding fiduciary responsibility, fee structures, credentials, and the advisor’s planning process can help you make a more informed
Financial planning in Cedar Rapids is changing. More Iowans, especially retirees and those approaching retirement, are moving away from traditional advisory models and toward something simpler: flat-fee financial advisors. In
For investors in Cedar Rapids, building long-term wealth is more than just picking up the right stocks or mutual funds; it’s about making smart financial planning decisions that protect and
It depends on your portfolio size, and the crossover point is easy to calculate. What Flat-Fee and AUM Actually Mean AUM stands for assets under management. The advisor charges a
If you or your spouse have social security benefits that have in the past been affected by the WEP (Windfall Elimination Provision) or GPO (Government Pension Offset) programs, there’s big
Inheriting an annuity can be a great windfall, but can also raise unexpected tax liabilities and administrative burdens to deal with. In this post we cover a few basics to
The FBI estimates that more than $10 billion dollars were lost in 2022 due to cyber related crimes. It has never been more important to keep yourself safe online, but
The headlines can move quickly, which can make it difficult to separate proposed changes from the rules that are actually in effect today.
What is the TSP Mutual Fund Window? Think of the mutual fund window as a separate investment “sub-account” inside your TSP. You move (transfer) money from your TSP core funds
Retirement can mean big changes, and one of these changes may be where you choose to live. How you choose to pay for a home purchase can make a great difference overall.