College Savings Planner — Arnold & Mote Wealth Management

Report

Client name(s) Shown on the cover page

Advisor

Advisor email

Advisor phone

Report date

Student

Student's name

Date of birth

College start year Defaults to the year the student turns 18

Years of school

Education cost today's dollars

Annual education cost

Education inflation

Scholarships / other support Per year, level (not inflated)

Student borrowing Per year, level (not inflated)

Savings goal Share of net cost the 529 should cover

529 savings

Current 529 balance

Lump sum contribution now

Recurring contribution

Stop contributions after Years from now; 0 = continue until college

Investment assumptions

529 allocation Stocks / bonds

Glide path ending stock allocation Applies from one year before enrollment

Stocks: return, std. dev.

Bonds: return, std. dev.

Stock-bond correlation

Monte Carlo trials

Compare with age-based glide path Adds a comparison page to the report

What it would take updates automatically

Recurring amounts keep the lump sum as entered; lump sums keep the recurring contribution as entered. A 90% probability calls for more than full funding at the expected return because it must hold up in most poor markets. Click "use" to apply an amount.